MAXIMIZE YOUR CASH FLOW USING LEASING

A powerful tool for your equipment purchases and keeping healthy finances.

Fuel Your Growth with Flexible Equipment Financing

At SPAR, we help businesses of all sizes unlock their potential with quick, adaptable equipment financing—from $2,000 to over $5 million. Whether you’re purchasing or leasing, we make it easy to secure the tools you need—without draining your cash flow.

For suppliers, our financing solutions help close more deals by making equipment more accessible to your clients. Backed by decades of industry experience and a reputation built across Canada, SPAR is your trusted partner for smarter financial choices.

“There are many reasons I enjoy working with SPAR for my equipment purchase, one of them is the fact that I can consolidate my payments with several suppliers through one institution and know that I always have a great rate.”

Pascal LévesquePresident at Résidence La Voisinière

Financial services that work for you

Finance Leasing

Finance Leasing is the simple and smart approach to equipment financing.

Merchant Services

Upgrade your payment solutions today!

Supplier Programs

Be ready to offer a financing alternative to your clients. Close more sales!

Trusted Equipment Leasing for Key Canadian Industries

Retirement Homes

The people at SPAR Leasing have had the privilege of working with hundreds of entrepreneurs in the elderly care sector for close to a decade.

Restaurant and Hospitality

Use finance leasing as a tool to upgrade your equipment and be ahead of the competition.

Industrial, Transport & Construction

SPAR as a long history of servicing the transport and construction industry.

Health & Technology

Stay ahead of the game and give the best service to your clients by using the latest technology.

Don’t take our word for it.

Equipment Financing

Why is it a Smart Move for Canadian Businesses

From SMBs to national chains, leasing offers a leaner, lower-risk path to equipment purchasing. Whether you’re navigating credit approval, comparing rates, or expanding into new equipment financing programs, leasing gives you access to the equipment finance experts, tools, and terms you need to succeed.

Equipment Leasing Services Trusted Across All Provinces and Industries

From construction to healthcare, from restaurants to retirement homes—we’ve built a reputation as one of the most reliable equipment leasing companies in Canada. Our reach is national, but our service feels local.

Why Choose SPAR Leasing for Equipment Financing in Canada?

Why Choose SPAR Leasing for Equipment Financing in Canada?

We’re not just a lender—we’re your strategic partner in growth. From small startups to nationwide enterprises, we offer flexible financing solutions and equipment financing options tailored to your goals. Here’s why Canadian businesses continue to trust SPAR Leasing over other equipment financing companies:

Fast Equipment Financing Approvals in 24 Hours

When your business needs equipment, time matters. Our simplified approval process ensures you get a decision within 24 hours—without the paperwork, long wait times, or delays in credit approval. Stay in control and move forward when opportunities strikes.

Flexible Payment Plans Tailored to Your Business

No two businesses are the same—and your financing plan shouldn’t be either. We help you find flexible payment options and lease options that align with your cash flow, term needs, and seasonality. This makes budgeting smarter and investing in equipment more manageable.

Preserve Cash Flow and Invest Without Compromise

Leasing or financing equipment allows you to avoid large upfront costs while gaining access to the tools you need. Instead of exhausting your bank reserves or business credit, you can maintain working capital and invest in equipment upgrades, staff, or operations without slowing down.

Over 35 Years of Experience in Equipment Leasing

With decades of experience in equipment lending and financing, our team brings deep insight into equipment financing programs across industries. Whether you’re seeking a business equipment loan or specialized equipment loan financing plans, we’ve helped companies of every size grow with confidence.

Bilingual, Personalized Support That Puts You First

At SPAR Leasing, support is never generic. Our bilingual equipment finance experts take the time to understand your needs, business credit, and type of equipment—offering responsive service from coast to coast. Whether you’re in Montreal or Vancouver, we treat every credit history with care.

What You Can Lease with SPAR

What You Can Lease with SPAR

Whether you’re outfitting a clinic, scaling your operations, or launching a new venture, SPAR Leasing offers flexible financing solutions for a wide range of essential equipment. Regardless of your industry or equipment type, we help you finance equipment that supports your growth—without draining your working capital.

Medical & Diagnostic Equipment

Finance exam tables, dental chairs, diagnostic tools, and other medical equipment to stay ahead of regulatory standards and deliver high-quality patient care.

Office & Security Systems

Upgrade your workspace with computers, copiers, surveillance systems, and access control—all while minimizing upfront costs through tailored equipment leasing options.

Heavy Machinery & GPS for Fleet Management

From loaders to GPS trackers, we lease construction equipment and other heavy-duty equipment to help you stay on schedule and within budget—ideal for businesses seeking long-term loan options or equipment financing loans.

Gym, Wellness & Fitness Equipment

Enhance your wellness or fitness business with cardio machines, strength training gear, and recovery equipment. We make it easy to secure the right piece of equipment through smart lending strategies and flexible payment options.

POS Systems, Vending Machines, Printers & More

Whether you’re expanding into restaurant equipment leasing or automating with modern POS systems, we finance an array of equipment designed to streamline daily operations and improve customer experience.

Flexible Payment Plans Tailored to Your Business

Benefits of Equipment Leasing in Canada

Leasing isn’t just a convenient option—it’s a financial solution built for agility and sustainability. Whether you’re improving cash flow or trying to avoid large up-front investments in equipment, here are the key benefits of equipment financing:

  • Protect Your Working Capital – Preserve your cash and business credit by avoiding large upfront investments while maintaining liquidity.
  • Reduce Upfront Costs – Leasing lets you sidestep major capital outlays or bank withdrawals with manageable monthly payments and flexible loan options.
  • Maximize Tax Efficiency – Lease payments may be deductible as business expenses—an advantage of equipment financing that supports credit history and growth.
  • Access the Latest Equipment Without the Risk – Stay competitive with updated, high-performance equipment—without long-term ownership commitments.
  • Simplify Equipment Upgrades and Replacements – Lease options help you scale efficiently, manage equipment upgrades, and avoid exhausting your lines of credit.

Preserve Cash Flow and Invest Without Compromise

How Our Equipment Financing Process Works

Getting the equipment your business needs shouldn’t be complicated. At SPAR, we’ve simplified the leasing process to get you from application to equipment—fast.

Step 1 – Apply Online or Speak with an Expert

Start with a quick online application or connect directly with one of our experienced advisors. We’ll learn about your business needs and recommend the best financing solution—no pressure, no jargon.

Step 2 – Get Approved in as Little as 24 Hours

Once we have your application, we move fast. Most clients receive approval within 24 hours, so you can act on opportunities without delay.

Step 3 – Secure Your Equipment and Grow

With approval in hand, we handle the paperwork and work with your supplier to finalize the transaction. You get your equipment quickly—and your business moves forward.

Flexible Equipment Leasing in Canada for Every Business Need

Don’t see your exact equipment listed? SPAR Leasing works with equipment dealers, manufacturers, and business owners across countless industries to finance virtually any type of equipment. From niche purchases to additional equipment needs, if it supports your growth—we can help you lease it.

SPAR Leasing

Your Equipment Financing Solution Starts Here

From upgrading a single piece of equipment to scaling your entire operation, SPAR Leasing offers the flexible equipment financing options your business needs to grow—quickly, confidently, and affordably.

Explore Equipment Financing Options Tailored to You

Let’s create a plan that fits your goals, your budget, and your timeline.