At Marchand Quebec – a division of SPAR Leasing, our dedicated payment solutions division delivers secure, customized merchant services for independent business owners. As a trusted merchant services provider, we help improve cash flow and streamline your payment infrastructure. Our all-in-one merchant service simplifies transactions and supports a wide range of payment methods—credit cards, debit cards, contactless payment, and electronic payments—through scalable payment processing solutions that evolve with your transaction volume and business over time.
Modern Merchant Services for Independent Canadian Businesses
Book a Free Consultation to optimize your payment solutions and boost performance.
Your Trusted Merchant Service Provider in Canada
Marchand Quebec goes beyond basic payment processing—we deliver real-time merchant service solutions backed by expert support, advanced tools, and a single platform designed to meet your operational levels.
We offer secure debit card processing, custom gift card programs for customer loyalty, and modern POS systems equipped with business management tools and checkout experience enhancements. Whether you’re tracking sales, accounting, or managing customer profiles, our integrated system helps you stay in control.
Choose a merchant service provider with tranSPARent pricing structures, access to additional services, and a long-term commitment to your success.
Comprehensive Merchant Services in Canada
Credit & Debit Card Processing
Accept payments from customers seamlessly with secure and reliable credit and debit card processing. Our merchant service solutions support a wide range of payment methods and major payment networks, including Visa®, Mastercard®, American Express®, Discover®, Interac®, and more—ensuring smooth business transactions in person or online.
Modern Point-of-Sale (POS) Systems
We offer high-performance, compact POS terminals and compatible cash registers equipped with built-in security standards and advanced software integrations. Designed for businesses of all sizes and operational levels, our POS systems simplify sales tracking, customer management, and cash flow visibility through a single platform.
Mobile Payment Solutions
Empower your customers with the convenience of contactless payment methods. Our mobile-ready terminals let you accept transactions in real time using smartphones, tablets, and tap-enabled cards—perfect for curbside pickups, on-location services, or mobile teams that need flexibility in how and where they collect payments in person.
Online & E-Commerce Payment Gateways
Expand your digital presence with powerful e-commerce merchant services. Our gateways support global payment methods and mobile-optimized checkout experiences, while maintaining advanced security solutions that ensure trust and satisfaction across all customer profiles and devices.
Custom Gift Card Programs
Build loyalty and enhance sales performance with professionally branded gift cards that integrate with your POS system. Choose your design or work with our team to create one—fast shipping means your customers can start using their cards without delay.
Merchant Services and Equipment Financing
A Smarter Business Solution
In addition to merchant services, we also specialize in equipment financing and leasing. Whether you’re launching a new location or upgrading your setup, we offer flexible options to finance your POS terminals, commercial kitchen equipment, retail hardware, and more—with wireless capabilities and connectivity built in for streamlined operations.
Combine Merchant Services and Equipment Financing for Greater Value
Bundle your payment processing with leasing solutions to reduce upfront costs, enhance operational efficiency, and scale faster with built-in access to business tools and advanced tools
Learn more about merchant services in Canada
Merchant Services for Every Industry
Retail Shops
Process payments from customers quickly and securely while managing inventory, promotions, and sales performance through our advanced POS systems—engineered for the fast pace of modern retail sites.
Restaurants & Bars
Streamline orders, split bills, and accept credit card payments or contactless options with ease. Our sales solutions are designed for hospitality environments where real-time person transactions matter most.
Health & Wellness Clinics
Provide clients with seamless, secure service through contactless payment capabilities and easy integration with scheduling and billing systems—supporting a broad range of service delivery models.
Service-Based Businesses
From salons to repair teams, accept payments on-site or remotely with mobile-friendly terminals. Our payment solutions are ideal for businesses that rely on mobility, cash flow visibility, and real-time payment processing services.
Automotive & Trades
In garages or out in the field, our systems support mobile payments, invoicing, and real-time transaction reporting tools—giving you full control of your business no matter where you operate.
E-Commerce Stores
Boost your online transactions with secure payment gateways, mobile-optimized checkout, and user-friendly tools that build customer engagement and support consistent payments from customers.
Why Choose Our Merchant Service Provider Team?
Personalized Support
We don’t believe in one-size-fits-all plans. Our team works with you directly to understand your operations and goals—so your merchant service solution reflects your unique business capability.
Fair Pricing
We offer competitive pricing with no hidden transaction fees, so you can manage your costs clearly and scale with confidence.
Modern Technology
Access cutting-edge POS hardware, mobile payment tools, and real-time checkout solutions that adapt to your evolving sales channels and customer needs.
Security First
Our systems are PCI-compliant, backed by advanced security standards to protect customer data and keep your business transactions secure at every level.
Canadian Expertise
With over 25 years of experience working with Canadian financial institutions, independent sales organizations, and merchant account providers, we understand the local market and what businesses like yours need to grow.
Merchant Services Backed by Experience
We’re more than just a merchant services company—we’re your long-term partner. From setup to optimization, we walk you through every step with a consultative approach focused on helping your business adapt and thrive across all sales channels.
What is a Merchant Service Provider?
A merchant service provider is a company that allows businesses to accept various electronic payment methods—including credit cards, debit cards, contactless payments, and online payments. Unlike a traditional card company or payment processor, providers like Marchand Quebec offer connectivity, analytics tools, and POS integration to deliver a slick user experience with financial services designed for Canadian merchants.
Why Choose a Merchant Service Provider Instead of Just a Bank?
While banks offer basic merchant accounts, working with a dedicated merchant services provider unlocks more—such as advanced tools, customized payment solutions, POS hardware, and merchant account providers that understand your business plan. At Marchand Quebec, we prioritize long-term growth, not just debit card payments or fast setup.
Can I Switch Merchant Service Providers Without Disrupting My Business?
Yes. Our transition process is seamless and designed to minimize downtime. We’ll help you switch hardware, migrate data, and maintain connectivity, ensuring uninterrupted service for both your team and your customers.
How Long Does It Take to Set Up Merchant Services?
Setup times vary, but at Marchand Quebec, we move fast—often within a few business days. Our team handles configuration, integration, and testing to ensure that your system supports debit card transactions and electronic payment methods right from day one.
Let’s Grow Your Business Together
Get Started with Merchant Services in Canada
Ready to simplify payments, boost customer experience, and future-proof your operations? Our Canadian merchant service experts are here to support your growth with tailored solutions, enhanced user experience, and expert advice—every step of the way.